Supplemental Insurance


Supplemental Insurance Information

What is supplemental health insurance?

Sometimes employees go uninsured.  In some cases the employee declines coverage, in others it may be that the employee is part time and doesn't qualify for the employer sponsored group plan.   Even for those with health insurance, there is still out-of-pocket expenses like deductibles and co-pays.   Supplemental health insurance can reduce this burden by closing the gaps in coverage or by providing benefit when there is no other insurance.

 

What are the benefits of supplemental health insurance?

Supplemental health insurance is not meant to replace primary health insurance. But, it can help pay for expenses that the primary policy did not, and in most cases provides benefits regardless of what was paid by other insurance  What's more, there's usually no network or provider restriction, making these plans very easy to use. These policies help cover expenses like the following:

  • Outpatient services and hospital stays
  • Critical illnesses and emergencies
  • Private rooms and private duty nurses
  • Deductibles and co-pays
  • Medical Travel Expenses
  • Other expenses incurred due to the medical situation 
  • Unexpected childcare

 

Get started today!

With health insurance constantly rising, it makes sense to offer supplemental health benefits to off set high deductibles and co-pays.  Let us develop a strategy to cut your health insurance costs without decreasing coverage!

 

 

 

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